Budget planner
Uses a conservative FOIR-style cap so EMI stays within a share of take-home pay. Lenders apply their own policy — this is a planning ceiling, not eligibility.
₹1.2 L
₹0
40% of take-home
₹20 L
8.50%
20 years
Comfortable property budget
₹75.3 L
- Max new EMI
- ₹48,000
- Max home loan
- ₹55.3 L
- Down payment
- ₹20 L
Planning estimate only. Not a loan offer, tax computation, or government assessment.
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